Home insurance: find the ideal protection on the Costa Brava
Protecting your property assets is a strategic decision. In a dynamic market such as the Costa Brava, having the right cover safeguards your property and offers peace of mind when the unexpected happens. Through our strategic partnership with insurance company Catalana Occidente (Grupo Occident), Global Immo makes protecting your property easier, helping you find home insurance at the best price.
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Home insurance for your property: what it is and why it matters
A home insurance policy is designed to protect both the building itself and its contents. Its main purpose is to provide financial support following incidents such as fires, theft or severe weather. The insurer covers the cost of repairing material damage, reducing the financial impact. Whether for your main home or a holiday home on the bay of Roses, home insurance ensures your property investment is protected.
As a property owner, understanding the importance of insurance is essential. Reducing structural risks and the impact of breakdowns helps preserve your property's profitability. Insuring your home also provides vital protection if it causes harm to others.
Choose your home insurance: options for each type of property
There are different types of cover to suit each property and investor profile in Alt Empordà. If you are unsure which policy to choose or are looking for the insurance you need, we can help. As tied insurance agents, Global Immo specialises in tailoring the ideal cover for your property across the following areas:
Standard home insurance policies
Standard policies for main homes or second homes, protecting the whole property. Your home insurance is tailored to your requirements.
Public liability insurance for rental properties
Public liability insurance for rental properties, whether occupied or unoccupied, essential for complying with holiday rental regulations.
Comprehensive insurance for owners’ communities
Comprehensive multi-risk policies for entire buildings and any owners’ community we manage.
The benefits of insurance and what home insurance covers
Good protection is about more than choosing the lowest price. It is important to have cover that suits your property's characteristics and how you use it.
Protection for your home and your assets
Taking out this cover provides invaluable financial protection. Property insurance allows you to meet the cost of unexpected repairs without disrupting your finances. Home insurance to protect your belongings is a smart investment.
To ensure a high level of protection, it is essential to compare home insurance prices and cover and look for the best protection. Comprehensive home insurance goes beyond damage from water leaks or fire; it often includes emergency home assistance, such as plumbing, repairs to damaged appliances and handyman services for small jobs. Protecting your home with these benefits can save you future worries by covering damage efficiently.
- ✓ Protection against damage and unexpected events covered by your policy.
- ✓ Assistance with certain home emergencies.
- ✓ Financial protection against certain claims and liabilities.
Which cover should you prioritise? Essential insurance protection
The cover you need depends on your property, how you use it and your circumstances. Some types of cover deserve particular attention when choosing your insurance.
Public liability
Public liability cover protects you when you are responsible for certain types of harm caused to others. It is particularly important for property owners, as an incident in your home can affect neighbours, tenants or other people.
Legal expenses cover
Legal expenses cover can help with certain disputes involving your property, providing assistance and covering the costs specified in your policy terms.
Arrange your home insurance online with Global Immo
At Global Immo, we simplify the paperwork, especially for international or non-resident investors. Managing your home insurance online through our team makes the process easier than ever. Arrange your insurance with us today!
When estimating how much home insurance costs, it can be tempting to use a generic home insurance comparison site to check prices and cover. However, factors such as the exact location affect your home insurance premium. Online calculators and quick quote tools can give you an idea of the best market price, but our personalised advice provides proposals tailored to your needs. We help you calculate the true value of your belongings so you get a fair premium and the home insurance policy that suits you best.
Get a home insurance quoteSteps to taking out home insurance
When you arrange insurance with us, we assess your property's risks, select the right cover and finalise the contract smoothly. Look beyond the lowest home insurance price and prioritise value.
We assess your property
We analyse your property's risks based on its location, characteristics and use.
We select your cover
We help you choose the protection you need and the home insurance policy best suited to your property.
We finalise your policy
We guide you through the paperwork to finalise the contract and protect your home.
To issue the policy and calculate the premium, we will need your identity document (we help foreign nationals obtain an NIE), the title deeds or tenancy agreement, and the property's technical and cadastral details.
What if you have a mortgage or already have insurance?
In Spain, insurance is strongly recommended, although insuring a property is not a legal requirement if it is free of charges. However, insurance is compulsory if there is an active mortgage on the property. If this applies to you, or if you already have home insurance with another provider and would like to improve it, our team reviews your current policy to help you choose the most suitable cover. We manage the switch smoothly so you are never left unprotected.
Frequently asked questions about home insurance
